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Testimonial

’’ I want to thank everybody at J P Financial for assisting us with our remortgage. The whole process was dealt with smoothly and efficiently. ’’

Mr T Farendon

Bad Credit Mortgage and Remortgage

  • Struggling with debts and needing to consolidate
  • Self employed with no accounts
  • Bad credit record CCJ, Defaults, Arrears
  • Turned down and classed as bad credit
  • No Proof of income
  • Mortgage Arrears
  • Chased by credit card or debt collection Agency
  • Threatened with home repossession
  • Unhelpful bank
  • IVA or Discharged Bankrupt

Bad debts, credit problems, arrears and CCJs will mean that one in four people will find it difficult to obtain a mortgage or remortgage from a traditional high-street lender. You may have an IVA or are discharged bankrupt.

We understand that life is not a bed of roses and there are many reasons why people have credit problems. Here at J P Financial we do not sit in judgement, what we do is listen sympathetically to your demands and needs, find you the best rate available and help you with the remortgage or mortgage that you need today and get that lower monthly payment that you are looking for.

We will be pleased to contact you to discuss your enquiry, source the products on your behalf, answer any queries you may have and provide you with any further information you may require.

You can speak to an experienced mortgage advisor on 01202 512340 between:

9:00am - 7:00pm 6 days a week. Alternatively to get a quote or request a call back, please complete the contact us form.



Seven great reasons why YOU should apply online today:

  • 1. Search and compare a huge range of loans and mortgages
  • 2. A decision within hours of applying
  • 3. No credit checks until you say & no obligation
  • 4. One person to help from start to finish
  • 5. Self employed, bad credit, No problem
  • 6. Paperwork's no hassle - we do it for you
  • 7. Friendly unhurried personal advice
    • Contact us
HomeMortgageRemortgageSecured loanBad credit mortgageContact us

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

The overall cost for comparison is 8.8% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

If you are thinking of consolidating existing borrowing you should be aware that you will be extending the term of the debt and increasing the total amount you repay.

J P Financial charges a fee of £195.00 for arranging your mortgage but is only payable on successful completion of a new mortgage.

J P Financial is an appointed representative of Cotswold Mortgage Services Limited which is authorised and regulated by the Financial Services Authority

The FSA do not regulate some forms of mortgage.

This site is intended for UK Consumers only.